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PAYMENT PLAN
UNIT PRICE | AED 1,380,000 |
PAYMENTS ON TRANSFER
1. Payment to seller | AED 676,695 |
2. DLD Transfer fee 4% + 40 AED | AED 55,240 |
3. DLD Registration Trustee fee + 5%VAT | AED 5,250 |
4. Buyer's agent comission 2% + 5%VAT | AED 28,980 |
PAYMENT PLAN SCHEDULE
01/04/2026 | AED 15,629 |
01/05/2026 | AED 15,629 |
01/06/2026 | AED 15,629 |
01/07/2026 | AED 15,629 |
01/08/2026 | AED 15,629 |
01/09/2026 | AED 15,629 |
01/10/2026 | AED 15,629 |
01/11/2026 | AED 15,629 |
01/12/2026 | AED 15,629 |
01/01/2027 | AED 15,629 |
01/02/2027 | AED 15,629 |
01/03/2027 | AED 15,629 |
01/04/2027 | AED 15,629 |
01/05/2027 | AED 15,629 |
01/06/2027 | AED 15,629 |
01/07/2027 | AED 15,629 |
01/08/2027 | AED 15,629 |
01/09/2027 | AED 15,629 |
01/10/2027 | AED 15,629 |
01/11/2027 | AED 15,629 |
01/12/2027 | AED 15,629 |
01/01/2028 | AED 15,629 |
01/02/2028 | AED 15,629 |
01/03/2028 | AED 15,629 |
01/04/2028 | AED 15,629 |
01/05/2028 | AED 15,629 |
01/06/2028 | AED 15,629 |
01/07/2028 | AED 15,629 |
01/08/2028 | AED 15,629 |
01/09/2028 | AED 15,629 |
01/10/2028 | AED 15,629 |
01/11/2028 | AED 15,629 |
01/12/2028 | AED 15,629 |
01/01/2029 | AED 15,629 |
01/02/2029 | AED 15,629 |
01/03/2029 | AED 15,629 |
01/04/2029 | AED 15,629 |
01/05/2029 | AED 15,629 |
01/06/2029 | AED 15,629 |
01/07/2029 | AED 15,629 |
01/08/2029 | AED 15,629 |
01/09/2029 | AED 15,629 |
01/10/2029 | AED 15,629 |
01/11/2029 | AED 15,629 |
01/12/2029 | AED 15,629 |
SUMMARY
Total on Transfer | AED 766,165 |
Total remaining Payment Plan | AED 703,305 |
TOTAL COST FOR BUYER | AED 1,469,470 |

PROJECT DESCRIPTION
OVERVIEW
This 2-br in The Central Downtown - Tower D is being offered as a Distress Deal at AED 1,380,000. Against the AED 1,625,404 original price plus DLD basis, the current pricing shows a 15.1% below original price discount. The unit is by Aqua Properties, recorded at 1,191 sqft, and carries a stated handover of Q2 2028. That combination matters because it gives the buyer a live basis to underwrite today rather than a vague launch narrative: the deal has to stand on the numbers, the product type and the remaining run-in to completion.
LOCATION & TRANSPORT
The Central Downtown - Tower D is located in Arjan, a district that sits between Dubai's established urban core and its newer suburban residential zones. The transport case is road-first, with access through Umm Suqeim Street and Sheikh Mohammed Bin Zayed Road, while the practical appeal comes from proximity to everyday residential infrastructure rather than to ultra-prime destination branding.
AMENITIES & SURROUNDING
Arjan has grown into a more usable mid-market district because the residential base is now supported by retail, schools, healthcare and destination traffic from attractions such as Dubai Miracle Garden. For buyers in this price bracket, that matters because the pool of likely tenants and end users is broad: families, professionals and value-conscious owner-occupiers who want a newer home without paying prime-central pricing.
MARKET
At AED 1,159 per sq.ft on 1,191 sq.ft, the current basis is very easy to compare against competing apartment stock across Arjan and the wider southern growth corridor. The 15.1% discount is meaningful in this segment because buyers tend to be highly price-sensitive and quick to compare against both ready stock and nearby launches. If the project quality and delivery profile hold up, the lower acquisition basis should provide a noticeably better margin for resale or rental underwriting than the original stack did. Buyers should also compare the current basis against the strongest competing stock in the same district before allowing for transfer costs, payment-plan exposure and the likely depth of end-user demand at handover. Buyers should also compare the current basis against the strongest competing stock in the same district before allowing for transfer costs, payment-plan exposure and the likely depth of end-user demand at handover. Buyers should also compare the current basis against the strongest competing stock in the same district before allowing for transfer costs, payment-plan exposure and the likely depth of end-user demand at handover.
CONCLUSION
This Central Downtown listing is not a prestige-address play; it is a value-and-utility proposition. At AED 1,380,000 for a 2-bedroom apartment with 1,191 sq.ft and Q2 2028 handover, the appeal is a sensible basis in a practical district, with enough discount to make the deal commercially relevant rather than merely marketable.


